Terms of Service
Last updated: July 2026
1. Acceptance of Terms
By creating an account or using Artificial Portfolio ("the Service"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service. These terms apply to all users, including subscribers and trial users.
2. Description of Service
Artificial Portfolio provides AI-assisted real estate portfolio analysis. You upload rent rolls, financial statements, and lease documents; our system parses them and computes financial metrics (NOI, cap rate, DSCR, WALT, vacancy rate, etc.) and generates AI-written narrative summaries. Results are for informational purposes only and do not constitute financial, legal, or investment advice.
3. Subscription & Payment
Access to the Service requires an active paid subscription at the then-current price displayed on our pricing page. Subscriptions are billed monthly and renew automatically. You may cancel at any time via your account page — cancellation takes effect at the end of the current billing period. We do not provide refunds for partial billing periods. We reserve the right to change pricing with 30 days' notice to your registered email.
4. Your Content
You retain full ownership of all documents and data you upload ("Your Content"). By uploading, you grant us a limited licence to process Your Content solely to provide the Service to you. You represent that you have the right to upload and process all documents you submit, and that doing so does not violate any third-party rights or applicable law.
5. Acceptable Use
You agree not to: (a) use the Service for any unlawful purpose; (b) attempt to reverse-engineer, scrape, or systematically download Service outputs; (c) share your account credentials with others; (d) upload documents containing malicious code; or (e) use the Service in a manner that could damage, disable, or impair our infrastructure.
6. No Financial Advice
All outputs — including NOI calculations, cap rates, DSCR figures, AI narratives, risk flags, and market data — are provided for informational purposes only. Artificial Portfolio is not a licensed financial adviser, broker, or investment manager. You should always consult a qualified professional before making any investment, financing, or acquisition decision.
7. Accuracy of Outputs
Our analysis is only as accurate as the documents you upload. We make no warranty that computed metrics are free from errors. Outputs depend on the quality, completeness, and accuracy of your input files. You are responsible for verifying all figures before relying on them.
8. Intellectual Property
The Service, including all software, design, models, and branding, is owned by Artificial Portfolio and protected by applicable intellectual property laws. You may not copy, modify, distribute, or create derivative works from the Service without our written consent.
9. Limitation of Liability
To the maximum extent permitted by law, Artificial Portfolio shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Service — including but not limited to investment losses, business interruption, or data loss — even if we have been advised of the possibility of such damages. Our total liability for any claim shall not exceed the fees you paid in the 3 months preceding the claim.
10. Termination
We may suspend or terminate your account immediately if you violate these Terms, fail to pay subscription fees, or engage in conduct we reasonably believe is harmful to other users or to the integrity of the Service. Upon termination, your access will cease and your data will be deleted in accordance with our Privacy Policy.
11. Governing Law
These Terms are governed by the laws of the jurisdiction in which Artificial Portfolio is incorporated, without regard to conflict of law principles. Any disputes shall be resolved by binding arbitration or in the courts of that jurisdiction.
12. Contact
Questions about these Terms? Email us at info@artificialportfolio.com.